Automate debt collection with AI voice agents that are empathetic, professional, and always compliant. RBI-compliant calling, payment plan negotiation, UPI/NEFT collection, and skip tracing. 5x call volume at fraction of the cost.
40%
Recovery Lift
100%
Compliant
5x
Call Volume
Trusted by businesses worldwide
Recover more while staying compliant and empathetic
Recovery Improvement
RBI Compliant
Call Volume
Cost Reduction
Professional, compliant debt recovery at scale
Built-in adherence to RBI digital lending guidelines, FDCPA, and TRAI regulations. Calling hours, frequency limits, and mandatory disclosures enforced automatically.
AI maintains a professional, respectful tone throughout. Acknowledges financial difficulty, offers flexible options, and never uses threatening or aggressive language.
Send UPI, NEFT, or card payment links during the call. Collect payments instantly while the debtor is engaged and willing to pay.
Offer pre-approved settlement amounts, EMI restructuring, and hardship programs. AI negotiates within your configured business rules.
Prioritize accounts by DPD bucket, balance, risk score, and recovery likelihood. Optimize call sequence for maximum recovery.
Record verbal payment commitments with dates and amounts. AI automatically follows up on broken promises with escalating urgency.
When primary numbers fail, automatically try alternate numbers from skip tracing databases. Increase contactability for hard-to-reach debtors.
Track recovery rates, PTP conversion, cost per dollar collected, and compliance metrics by DPD bucket, balance tier, and agent.
From overdue account to recovered payment
Segment Portfolio
AI prioritizes accounts by DPD bucket, balance, risk score, and recovery probability for optimal sequencing.
AI Calls Debtor
Professional, compliant call with account details, payment options, and empathetic negotiation.
Negotiate & Collect
Offer settlements, EMI plans, or collect payment immediately via UPI/NEFT link sent during the call.
Track & Follow Up
Log outcomes, track promises, escalate broken PTPs, and schedule follow-up calls automatically.
How lenders and NBFCs improved recovery with AI
"Recovery rates improved 35% while customer complaints dropped 50%. The AI is consistently professional and never gets frustrated. Our NPA ratio improved significantly in the 30-90 DPD bucket."
35% Higher Recovery
Top-10 NBFC
VP Collections
"We handle 80,000 collection calls monthly with AI at 70% lower cost than our previous BPO. RBI compliance is airtight - zero regulatory citations since deployment. The UPI collection during calls is a game-changer."
Zero Compliance Issues
Digital Lending Platform
CRO
"The empathetic approach works better than aggressive collection. Customers appreciate being treated with respect and actually pay faster. Our PTP-to-payment conversion improved from 30% to 55%."
55% PTP Conversion
Microfinance Company
Head of Collections
Common questions about automated debt collection
Resources to help you evaluate and implement
Deploy AI debt collection that is empathetic, compliant, and effective. 40% higher recovery at 70% lower cost.
Every business is unique. Let's discuss your specific needs and create a pricing plan that works for you.
Custom pricing based on your needs
No hidden fees or surprises
Flexible payment options
Volume discounts available
Free consultation & demo
30-day money-back guarantee
Our team will get back to you within 24 hours with a personalized pricing proposal
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Trusted by businesses worldwide