Replace manual collection calls with AI voice agents that speak to borrowers in their local language. Remind about pending EMIs, negotiate payment plans, and guide through payment — politely, persistently, and at scale.
40%
Higher Collection
15x
More Calls Daily
25+
Languages
30%
Lower DPD
Trusted by businesses worldwide
Calls Per Day
Higher Collection
Languages
Contact Rate
Purpose-built for financial collections
AI voice agents call borrowers to remind about pending EMIs — loan amount, due date, overdue days, and late fees. Polite, persistent, and RBI compliant.
Speak to borrowers in Hindi, Tamil, Telugu, Marathi, Bengali, Gujarati, Kannada, Malayalam, and 20+ more Indian languages.
Not a robotic IVR. The AI negotiates payment plans, handles objections, explains loan terms, and guides borrowers through payment options.
Guide borrowers to UPI, net banking, auto-debit setup, or nearest branch. Send payment links via SMS/WhatsApp during the call.
Follows RBI guidelines for collection calls — appropriate calling hours, polite language, no harassment. Full audit trail for compliance.
Track bucket-wise collection, DPD reduction, payment promises, call outcomes, and agent performance in real-time dashboards.
Simple setup, immediate results
Import your list of borrowers with pending EMIs — loan amount, EMI due date, overdue days, and contact details via API or CSV.
The AI voice agent calls each borrower in their preferred language, reminds them about the pending EMI, explains the amount, due date, and any late fees.
The agent guides borrowers to payment options — UPI, net banking, auto-debit setup, or nearest branch. Handles objections and negotiates payment plans.
Real-time dashboards showing call outcomes, payment promises, collected amounts, bucket-wise progress, and agent performance metrics.
Comprehensive coverage for all lending products
Remind borrowers about home loan EMI payments, explain prepayment options, and guide through online payment.
Automated reminders for car and two-wheeler loan EMIs with payment facilitation and penalty explanations.
Handle personal loan EMI reminders, explain outstanding balance, and negotiate repayment schedules.
Remind about minimum due, total outstanding, and due date. Explain interest charges and payment options.
Student loan EMI reminders with moratorium period explanations and repayment guidance.
MSME and business loan collection with flexible payment plan negotiations and balance explanations.
From early reminders to late-stage recovery
Remind borrowers 3-7 days before EMI due date to ensure timely payment and avoid bounce charges.
Polite reminders for recently overdue EMIs. High success rate with early intervention.
Persistent follow-ups with payment plan negotiations for borrowers facing temporary financial difficulty.
Escalation-ready calls that attempt resolution before legal action. Seamless handoff to human agents for complex cases.
Real results from EMI collection automation
"AI voice agents remind borrowers about pending EMIs in their local language. Our collection rates improved by 40% in the first quarter itself."
40% Higher Collection
Leading NBFC
Collections Department
"We replaced our manual calling team with AI agents for early-bucket collections. Borrowers appreciate the polite, non-threatening approach."
15x More Calls
Digital Lending Platform
Operations
"The AI handles EMI reminders in 8 languages across India. Our DPD rates dropped significantly since deployment."
30% Lower DPD
Fintech Lender
Technology
Speak to borrowers in their preferred language
Common questions about AI-powered loan collection
Deploy AI voice agents for your lending portfolio and see 40% higher collection rates within the first quarter.
Every business is unique. Let's discuss your specific needs and create a pricing plan that works for you.
Custom pricing based on your needs
No hidden fees or surprises
Flexible payment options
Volume discounts available
Free consultation & demo
30-day money-back guarantee
Our team will get back to you within 24 hours with a personalized pricing proposal
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Trusted by businesses worldwide