We build PCI-DSS compliant fintech SaaS platforms with KYC/AML automation, open banking integrations, double-entry ledger systems, and real-time transaction engines. Purpose-built for neobanks, lending platforms, payment processors, wealth management firms, and fintech startups that demand regulatory-grade security and sub-second transaction processing.
INR 2000
Per Hour
30+
SaaS Products Built
4.9/5
Client Rating
<4 Weeks
MVP Delivery
Trusted by businesses worldwide
PCI-DSS compliant modules for payments, lending, banking, and wealth management platforms
Every fintech SaaS we build follows PCI-DSS Level 1 standards for cardholder data protection. Tokenized card storage, network segmentation, encrypted transmission channels, vulnerability scanning, and penetration testing ensure your platform meets the strictest payment security requirements. We handle SAQ documentation and prepare your infrastructure for QSA audits.
Automated Know Your Customer and Anti-Money Laundering workflows with identity verification via document OCR, liveness detection, PEP and sanctions list screening, transaction monitoring rules, and Suspicious Activity Report generation. Integration with providers like Onfido, Jumio, and ComplyAdvantage for global coverage across 190+ countries.
Seamless integration with Plaid, Yodlee, TrueLayer, and other open banking APIs for account aggregation, balance verification, transaction history retrieval, and income verification. We build account linking flows that handle MFA challenges, institution-specific edge cases, and graceful fallback for institutions with intermittent API connectivity.
Immutable double-entry accounting ledgers built for financial accuracy and auditability. Every transaction creates balanced debit and credit entries with full traceability. Support for multi-currency operations, real-time balance calculations, journal entries, trial balances, and automated reconciliation against bank feeds and payment processor settlements.
High-throughput transaction processing engines built on event-driven architecture that handle thousands of transactions per second with sub-100ms latency. Idempotent processing ensures exactly-once semantics, while circuit breakers and retry logic handle downstream failures gracefully. Real-time fraud scoring and velocity checks run inline without adding latency.
Automated regulatory reporting modules for RBI, SEBI, SEC, FCA, and other financial regulators. Generate CTR (Currency Transaction Reports), STR (Suspicious Transaction Reports), and periodic compliance filings with audit-ready data exports. Configurable report templates adapt to jurisdiction-specific formats and filing deadlines.
Compliance Ready
Transaction Latency
Platform Uptime
Countries KYC Coverage
A security-first 5-step process built for regulated financial services
Flexible engagement models for fintech startups, lending platforms, and financial institutions
"Edesy built our neobanking platform with a double-entry ledger, Plaid integration for account aggregation, and automated KYC that verifies users in under 90 seconds. We processed over 2 million transactions in the first quarter with zero reconciliation discrepancies. Their understanding of financial data integrity is exceptional."
C
CTO
Technology at Neobank Startup (Seed Stage)
"Our lending platform needed real-time credit scoring, automated KYC/AML checks, and a loan management system that handles disbursement, EMI scheduling, and collections. Edesy delivered the entire platform in 12 weeks with PCI-DSS compliance. Our loan approval time went from 48 hours to under 10 minutes for eligible applicants."
F
Founder
Product at Digital Lending Platform, India
"We needed a multi-currency payment reconciliation platform that connects to 6 payment processors and 3 banking partners. Edesy built an automated reconciliation engine that matches 98.5% of transactions without manual intervention and flags discrepancies in real-time. Our finance team went from spending 3 days on monthly reconciliation to 2 hours."
VF
VP Finance
Finance at Cross-Border Payments Company
Resources to help you evaluate and implement
Get a free consultation with our fintech SaaS experts. We will help you design PCI-DSS compliant architecture, plan KYC/AML workflows, build ledger systems, and deliver a production-ready platform that meets regulatory requirements.