Custom Fintech SaaS Development

Every fintech SaaS we build follows PCI-DSS Level 1 standards for cardholder data protection. Tokenized card storage, network segmentation, encrypted transmission channels, vulnerability scanning, and penetration testing ensure your platform meets the strictest payment security requirements. We handle SAQ documentation and prepare your infrastructure for QSA audits.

Automated Know Your Customer and Anti-Money Laundering workflows with identity verification via document OCR, liveness detection, PEP and sanctions list screening, transaction monitoring rules, and Suspicious Activity Report generation. Integration with providers like Onfido, Jumio, and ComplyAdvantage for global coverage across 190+ countries.

Seamless integration with Plaid, Yodlee, TrueLayer, and other open banking APIs for account aggregation, balance verification, transaction history retrieval, and income verification. We build account linking flows that handle MFA challenges, institution-specific edge cases, and graceful fallback for institutions with intermittent API connectivity.

Immutable double-entry accounting ledgers built for financial accuracy and auditability. Every transaction creates balanced debit and credit entries with full traceability. Support for multi-currency operations, real-time balance calculations, journal entries, trial balances, and automated reconciliation against bank feeds and payment processor settlements.

High-throughput transaction processing engines built on event-driven architecture that handle thousands of transactions per second with sub-100ms latency. Idempotent processing ensures exactly-once semantics, while circuit breakers and retry logic handle downstream failures gracefully. Real-time fraud scoring and velocity checks run inline without adding latency.

Automated regulatory reporting modules for RBI, SEBI, SEC, FCA, and other financial regulators. Generate CTR (Currency Transaction Reports), STR (Suspicious Transaction Reports), and periodic compliance filings with audit-ready data exports. Configurable report templates adapt to jurisdiction-specific formats and filing deadlines.