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Payment Processing

SaaS Payment Processing Integration

Payment processing for SaaS goes far beyond a simple checkout form. You need multi-currency support for global customers, PCI-DSS compliance without the overhead, marketplace payouts for platform businesses, split payment routing, automated refund workflows, and real-time reconciliation. We build payment infrastructure that handles the complexity so your finance team sleeps at night.

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INR 2000

Per Hour

30+

SaaS Products Built

4.9/5

Client Rating

<4 Weeks

MVP Delivery

Trusted by businesses worldwide

ShopifyAmazonStripeSlackNotionVercel

Payment Processing Features We Build

End-to-end payment infrastructure for SaaS products serving customers globally

Multi-Currency & Multi-Gateway

Accept payments in 135+ currencies with automatic currency detection based on customer location. Intelligent gateway routing that selects the optimal payment processor (Stripe, Razorpay, PayPal, Adyen) based on customer region, payment method, and transaction fees to maximize acceptance rates and minimize processing costs.

PCI-DSS Compliance

Full PCI-DSS compliance without the burden of self-assessment questionnaires. All card data is handled through tokenized payment elements hosted by the payment processor. Your servers never touch raw card numbers. We implement encryption at rest and in transit, access logging, and vulnerability scanning to maintain compliance.

Marketplace Split Payments

Stripe Connect or Razorpay Route integration for marketplace and platform businesses. Automatic payment splitting between platform and sellers with configurable commission rates, tiered commission structures, and instant or scheduled payouts. Complete seller onboarding flow with KYC verification and bank account linking.

Automated Refund Processing

Policy-driven refund automation that processes full refunds, partial refunds, and prorated refunds based on configurable business rules. Refund requests go through approval workflows for amounts above thresholds. Credits are applied to customer accounts automatically with full audit trails and customer notification emails.

Payment Reconciliation

Automated daily reconciliation between your application's transaction records and payment gateway settlement reports. Discrepancy detection with automated alerting for missing transactions, amount mismatches, and unexpected chargebacks. Reconciliation dashboards show settlement status, pending payouts, and held funds in real-time.

Revenue Analytics & Reporting

Comprehensive revenue dashboards tracking gross revenue, net revenue after fees and refunds, gateway processing fees, chargeback rates, and payment method distribution. Exportable reports for accounting teams, automated revenue recognition calculations, and integration with ERP systems for end-of-month financial close.

99.9%

Payment Acceptance Rate

135+

Currencies Supported

<0.1%

Chargeback Rate

Real-Time

Reconciliation

Our Payment Integration Process

A proven 5-step process to build secure, reliable payment infrastructure for your SaaS

Payment Flow Design
We map your complete payment lifecycle -- checkout flow, payment methods by region, subscription billing, marketplace payouts, refund policies, and reconciliation requirements. We select the optimal payment gateway stack and design the integration architecture.
Gateway Integration & Tokenization
Implement payment gateway APIs with secure tokenization, customer payment method storage, and webhook event processing. We build idempotent payment handlers, retry logic for network failures, and state machines that track every transaction through its lifecycle.
Payout & Reconciliation Engine
Build the marketplace payout system with split payment routing, commission calculations, and seller dashboards. Implement automated reconciliation that matches every transaction in your database against gateway settlement reports and flags discrepancies instantly.
Compliance & Security Testing
PCI-DSS compliance verification, payment fraud detection testing, chargeback handling workflow validation, and load testing under high transaction volumes. We test every payment path in sandbox environments -- successful charges, declines, 3D Secure challenges, disputes, and refunds.
Launch & Monitoring
Production deployment with real-time payment monitoring dashboards, failure rate alerting, and gateway health checks. 30-day post-launch support with ongoing optimization of acceptance rates, fee minimization through intelligent gateway routing, and chargeback prevention.

Payment Integration Pricing

Flexible engagement models for SaaS payment infrastructure

Starter SaaS
INR 50,000starting
Basic payment processing for single-market SaaS
  • Single payment gateway integration
  • Card & UPI payment support
  • Basic refund processing
  • Transaction history dashboard
  • Webhook event handling
  • Source code handover
  • 14-day post-launch support
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Most Popular
Professional SaaS
INR 2,00,000starting
Multi-gateway payment platform with marketplace payouts
  • Multi-gateway integration
  • Multi-currency support
  • Marketplace split payments
  • Automated refund workflows
  • Payment reconciliation engine
  • Revenue analytics dashboard
  • Fraud detection rules
  • 30-day post-launch support
Get a Quote
Enterprise
Custompricing
Enterprise payment infrastructure for high-volume platforms
  • All Professional features
  • Intelligent gateway routing
  • Advanced fraud prevention (3DS, ML)
  • Revenue recognition (ASC 606)
  • ERP integration (SAP, Oracle, Tally)
  • Dedicated project manager
  • SLA-backed support
  • Ongoing fee optimization
Contact Sales

What Our Clients Say

"Edesy built our multi-gateway payment system that routes transactions to Stripe for international customers and Razorpay for Indian customers. Our payment acceptance rate went from 91% to 99.4% and we save approximately INR 3 lakhs per month on processing fees from the intelligent routing alone."

C

CFO

Finance at SaaS Marketplace Platform

"Our marketplace processes INR 2 crore in monthly GMV with automatic commission splits and weekly seller payouts. Edesy built the entire payment infrastructure with Stripe Connect including seller onboarding, KYC, and a seller payout dashboard. We have not had a single reconciliation discrepancy in 8 months."

C

CTO

Technology at B2B Marketplace Startup

"The automated refund system reduced our finance team's manual work by 90%. Refunds under INR 5,000 are processed automatically based on our policy rules, while larger amounts go through a one-click approval workflow. Our average refund processing time dropped from 3 days to 4 hours."

HO

Head of Finance

Finance at EdTech SaaS Platform

Frequently Asked Questions

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Resources to help you evaluate and implement

Subscription & BillingMulti-Tenancy ArchitectureAuthentication & SSOAdmin Dashboard & AnalyticsAPI Development

Ready to Build Reliable Payment Infrastructure?

Get a free consultation on payment processing architecture for your SaaS product. Our payment experts will help you select the right gateways, design the optimal checkout flow, and build infrastructure that handles global payments securely.

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  • AI Voice Assistant
  • WhatsApp Voice AI
  • WhatsApp Bot Builder
  • AI Website Chatbot
  • AI-SDR
  • Number Masking
  • Shopify Apps
  • View All Products
  • For E-commerce
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  • For Restaurants
  • For Appointments
  • View All Use Cases
  • AI Chatbot Development
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  • Shopify Development
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  • WhatsApp API Integration
  • View All Services
  • Documentation
  • Voice Agent Docs
  • API Reference
  • Number Masking API Docs
  • Blog
  • Changelog
  • Book a Demo
  • About Us
  • Contact
  • Careers
  • Privacy Policy
  • Terms of Service

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