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Banking & Finance AI Agents

AI Agent Development for Banking & Finance

Build PCI-DSS compliant AI agents that automate KYC verification, detect fraud in real-time, provide portfolio advisory, and resolve transaction disputes. Purpose-built for banks, NBFCs, fintech companies, and wealth management platforms with regulatory compliance at the core.

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INR 2000

Per Hour

50+

AI Agents Built

4.9/5

Client Rating

<2 Weeks

MVP Delivery

Trusted by businesses worldwide

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Banking & Finance AI Agent Capabilities

Compliance-first AI agents designed for financial services workflows and regulatory requirements

KYC Automation & Verification

AI agents that automate the entire KYC workflow from document collection to identity verification. OCR-powered extraction from Aadhaar, PAN, passports, and utility bills with liveness detection, face matching, and real-time verification against government databases. Reduces KYC processing from days to minutes while maintaining full compliance with RBI guidelines.

Fraud Detection & Alerts

Real-time fraud detection agents that monitor transactions, identify suspicious patterns, and trigger instant alerts. AI models analyze transaction velocity, geographic anomalies, device fingerprints, and behavioral patterns to flag fraudulent activity before it completes. Integrates with your core banking system for immediate transaction holds and customer verification workflows.

Portfolio Advisory Agent

AI-powered advisory agents that provide personalized investment recommendations based on risk profile, financial goals, market conditions, and portfolio composition. Supports mutual fund selection, SIP planning, portfolio rebalancing suggestions, and market insights delivery via WhatsApp or app. Compliant with SEBI advisory guidelines and includes mandatory disclaimers.

PCI-DSS Compliant Architecture

Every financial AI agent we build follows PCI-DSS Level 1 security standards. Tokenized card data handling, encrypted data at rest and in transit, network segmentation, access control logging, and regular vulnerability assessments. No sensitive financial data is ever exposed to LLM providers or stored in plain text anywhere in the pipeline.

Transaction Dispute Resolution

AI agents that handle transaction dispute intake, investigation, and resolution conversationally. Customers report unauthorized transactions, failed payments, or incorrect charges, and the agent collects evidence, initiates chargeback workflows, tracks resolution status, and provides real-time updates. Reduces dispute resolution time from 7 days to under 48 hours.

Loan Eligibility Assessment

Intelligent agents that assess loan eligibility in real-time by collecting income details, employment information, credit history indicators, and existing obligations. Provides instant pre-qualification decisions, EMI calculations, and documentation requirements. Integrates with credit bureaus (CIBIL, Experian) and your loan origination system for seamless application processing.

Banking & Finance AI Agent Performance Metrics

85%

KYC Processing Time Reduction

97.5%

Fraud Detection Rate

78%

Customer Query Resolution

100%

Compliance Audit Score

Our Banking AI Agent Development Process

A security-first 5-step process built for regulated financial institutions

Discovery & Industry Analysis
We analyze your banking workflows, customer service operations, compliance requirements (RBI, SEBI, PCI-DSS), and technology stack. We identify high-impact automation opportunities across customer onboarding, transaction processing, advisory, and dispute resolution while mapping regulatory constraints.
Compliance & Architecture Design
Design PCI-DSS compliant architecture with data tokenization, encryption layers, network segmentation, and audit-ready logging. We plan LLM deployment strategy (on-premise for sensitive data, cloud with zero-retention for general queries) and integration blueprints for core banking, payment gateways, and credit bureaus.
Integration & Development
Build the agent with core banking system integrations, payment gateway connectivity, credit bureau APIs (CIBIL, Experian), government verification databases (Aadhaar, PAN), and multi-channel deployment. RAG pipelines trained on your financial products, policies, and regulatory guidelines ensure accurate, compliant responses.
Testing & Compliance Validation
Rigorous testing with financial transaction simulations, KYC edge cases, fraud scenario testing, and PCI-DSS compliance audits. Penetration testing, adversarial prompt injection checks, and data leakage assessments ensure the agent meets banking-grade security standards before production deployment.
Deployment & Monitoring
Production deployment with real-time transaction monitoring, compliance dashboards, fraud alert pipelines, and conversation audit trails. 30-day post-launch support with continuous model tuning, regulatory update integration, and quarterly security reviews.

Transparent Pricing for Banking AI Agents

Flexible engagement models for banks, NBFCs, fintech startups, and wealth management firms

Starter Agent
INR 50,000starting
Single-purpose banking AI agent for FAQ, account inquiries, or basic loan eligibility
  • Single-purpose agent (FAQ, balance check, etc.)
  • One channel (WhatsApp, web, or app)
  • Basic PCI-DSS compliance setup
  • Pre-built LLM (GPT-4o or Claude)
  • Simple API integration
  • Source code handover
  • 14-day post-launch support
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Most Popular
Professional Agent
INR 2,00,000starting
Multi-feature banking agent with KYC, dispute resolution, and core banking integration
  • Multi-feature agent (KYC + disputes + advisory)
  • Multi-channel deployment
  • Full PCI-DSS compliance with tokenization
  • Core banking system integration
  • KYC automation with document OCR
  • Transaction dispute workflows
  • 30-day post-launch support
  • Compliance documentation package
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Enterprise Agent
Custompricing
Multi-agent banking system with fraud detection, advisory, and on-premise deployment
  • Multi-agent orchestration for banks
  • On-premise / VPC deployment
  • Custom fraud detection models
  • Real-time transaction monitoring
  • SLA-backed uptime guarantee
  • Dedicated compliance officer support
  • Quarterly security audits
  • 24/7 priority support
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Banking & Finance AI Agent Success Stories

"Edesy built a KYC automation agent that reduced our customer onboarding time from 3 days to 15 minutes. The agent collects documents via WhatsApp, performs OCR extraction, verifies against government databases, and flags discrepancies for manual review. We onboard 2,000+ customers daily now with a team of 5, where we previously needed 30."

CD

Chief Digital Officer

Digital Transformation at NBFC, Mumbai

"The fraud detection agent monitors 500,000+ transactions daily and catches 97.5% of fraudulent activity with a false positive rate under 0.3%. It detected a coordinated card fraud ring within the first week of deployment that our rule-based system had missed. The ROI was immediate and measurable."

HO

Head of Risk

Risk Management at Digital Payments Company (Series C)

"Our AI-powered loan eligibility agent handles 5,000+ pre-qualification checks daily on WhatsApp. Customers get instant eligibility decisions with EMI calculations, and qualified leads are routed directly to our loan officers with complete documentation. Loan application completion rates improved by 45% because customers come prepared."

VO

VP of Lending

Lending at Fintech Lender, Bangalore

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Ready to Build Your Banking AI Agent?

Get a free consultation with our financial services AI experts. We will help you define compliance requirements, plan core banking integrations, and deliver a production-ready agent that automates financial workflows securely.

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  • AI Voice Assistant
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  • Number Masking
  • Shopify Apps
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  • Voice Agent Docs
  • API Reference
  • Number Masking API Docs
  • Blog
  • Changelog
  • Book a Demo
  • About Us
  • Contact
  • Careers
  • Privacy Policy
  • Terms of Service

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