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EMI Calculator

Calculate EMI for home loans, car loans, and personal loans. See total interest and payment breakdown instantly.

Loan Details
Rs.
Rs. 10,000Rs. 1 Crore
%
1%30%
Years
1 Year30 Years

Monthly EMI

₹21,247

for 60 months (5 years)

Payment Breakdown
Principal (78.4%)
Interest (21.6%)
Principal Amount₹10,00,000
Total Interest₹2,74,823
Total Payment₹12,74,823

Interest per Rs. 1 Lakh

₹27,482

Total EMIs

60 payments

EMI Formula:

EMI = [P x R x (1+R)^N] / [(1+R)^N - 1]

Where P = Principal, R = Monthly Interest Rate, N = Number of Monthly Installments

Features

Calculate EMI for any loan amount

Adjustable interest rates from 1% to 30%

Flexible tenure from 1 to 30 years

Visual breakdown of principal vs interest

See total interest payable

Real-time instant calculations

Works for home, car, and personal loans

100% free - no registration required

Perfect For

Home Buyers

Plan your home loan EMI and understand total cost before applying.

Car Buyers

Compare different loan options and find the best EMI for your budget.

Personal Finance

Plan personal loans and understand the true cost of borrowing.