AI Voice Assistant
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Banking & Finance

AI Voice Assistant for Banking

Automate banking customer service with AI voice calls. Account inquiries, loan support, card services, EMI reminders, and fraud alerts. RBI compliant with secure authentication.

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60%

Call Deflection

< 30 sec

Fraud Response

24/7

Availability

99.9%

Uptime

Banking Voice AI Capabilities

Complete automation for banking operations

Account Inquiries

Balance check, mini statement, last 5 transactions, cheque status. Secure authentication via OTP or registered number verification.

Credit Card Support

Outstanding amount, payment due date, available limit, recent transactions. Lost card blocking and replacement requests.

Loan Inquiries

Loan eligibility, EMI calculator, application status, disbursement updates. Collect documents and schedule branch visits.

EMI Reminders

Proactive calls before EMI due date. Payment links via SMS, auto-debit confirmations, bounce follow-ups.

Fraud Alerts

Instant outbound calls for suspicious transactions. Confirm or block transactions in real-time via voice verification.

Secure Authentication

Multi-factor authentication via OTP, registered mobile, DOB verification. Compliant with RBI security guidelines.

Supports All Banking Products

Voice AI across your product portfolio

Savings Accounts

Balance, statement, cheque status

Credit Cards

Outstanding, limit, blocking

Personal Loans

EMI, prepayment, closure

Home Loans

Statement, certificate requests

Fixed Deposits

Maturity, renewal, breakage

Demat Accounts

Holdings, statements

Benefits for Everyone

Better for banks, better for customers

For Banks & NBFCs

  • 60% Call Reduction

    AI handles routine queries

  • 24/7 Availability

    Service beyond branch hours

  • Fraud Prevention

    Real-time alert calls

  • Collection Efficiency

    Automated EMI reminders

For Customers

  • Instant Service

    No IVR maze, no waiting

  • Secure Access

    OTP-based authentication

  • Anytime Banking

    Service at 2 AM

  • Regional Languages

    Bank in your language

How Banking Voice AI Works

Secure and compliant

1

Customer Calls

Or AI makes outbound call

2

Authentication

OTP, mobile, or voice verify

3

Query Handled

Balance, EMI, card, loan info

4

Action Taken

Info provided or request logged

Banking Call Examples

Real banking conversations our AI handles

Balance Inquiry

AI:

"Welcome to ABC Bank. I've identified your registered mobile. For security, please enter the OTP sent to your phone."

Customer:

"4 5 6 7 8 9"

AI:

"Thank you. Your savings account ending 4532 has a balance of Rs. 45,320. Would you like to hear recent transactions?"

Fraud Alert

AI:

"This is an urgent call from ABC Bank. We detected a transaction of Rs. 25,000 on your card ending 8976 at Amazon. Did you make this transaction?"

Customer:

"No, I didn't!"

AI:

"I'm blocking your card immediately for safety. A new card will be dispatched within 3 days. Is there anything else I can help with?"

Banking-Grade Security

Built for financial services compliance

End-to-End Encryption

All data encrypted in transit and at rest

RBI Compliance

Follows all regulatory guidelines

Audit Trails

Complete logs of all interactions

Fraud Prevention

Real-time alert and blocking

Trusted by Banks & NBFCs

Real results from financial services

"60% of our call center volume is now handled by AI. Balance inquiries, card queries, loan status - all automated with proper authentication."

60% Call Reduction

Banking

Head of Digital

"Fraud alert response time went from 2 hours to 30 seconds. We've prevented lakhs in fraud losses with instant customer verification."

30 sec Response

Cards

Fraud Prevention

"EMI collection improved 25% with proactive reminder calls. The AI sends payment links and follows up on bounced payments."

25% Better Collection

Lending

Collections Head

Banking Voice AI FAQ

Common questions from banks and NBFCs

Is the voice bot RBI compliant?

Yes, our platform is designed for RBI compliance. We implement secure authentication (OTP, registered mobile verification), maintain call recordings, encrypt all data in transit and at rest, and provide complete audit trails.

How does customer authentication work?

Multiple options: 1) Caller ID matching with registered mobile, 2) OTP sent to registered mobile/email, 3) Knowledge-based authentication (DOB, mother's maiden name), 4) Voice biometrics (optional). You choose the security level per transaction type.

Can it integrate with our core banking system?

Yes, we integrate via APIs with major CBS platforms including Finacle, Flexcube, TCS BaNCS, and custom systems. Real-time data fetch for balance, transactions, loan details. All integrations are secure and audited.

How are fraud alerts handled?

When your fraud detection system flags a transaction, it triggers our API. We instantly call the customer, describe the transaction, and ask for confirmation. 'Yes' allows it, 'No' blocks it. Response syncs back to your system in real-time.

What about sensitive operations like blocking cards?

AI can handle card blocking after proper authentication. For sensitive operations (fund transfer, new card request), AI collects request details and either processes via secure API or creates a ticket for branch/agent follow-up.

Which languages are supported for banking?

All major Indian languages: Hindi, Tamil, Telugu, Bengali, Marathi, Kannada, Gujarati, Malayalam, plus English. Critical for serving customers across India's diverse regions.

Explore Other Use Cases

AI Voice Assistant works across industries

Ready to Transform Banking Customer Service?

See how AI voice calls can reduce call volume and improve customer experience

View Pricing

Hear AI Voice Assistant in Action

Real demo calls showcasing low latency and natural conversations in multiple Indian languages

Hindi + English
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Simple, Transparent Pricing

Best AI voice agent pricing worldwide - from ₹4/min ($0.04) | 40% more affordable than US alternatives

Pay As You Go
₹6/ minute + telephony$0.07/min
Start immediately, pay per minute
  • No monthly commitment
  • Standard AI providers included
  • Twilio/Exotel integration
  • Call analytics dashboard
  • 8+ Indian languages
  • 24/7 availability
Get Started
Most Popular
Pro
₹1,499/ month$18/month
For growing businesses
  • ₹5/min ($0.06) platform rate
  • 300 minutes included
  • Everything in Pay As You Go
  • Priority support
  • Advanced analytics
  • Custom phone numbers
  • Webhook integrations
Start Free Trial
Max
₹4,999/ month$60/month
For high-volume operations
  • ₹4.50/min ($0.05) platform rate
  • 1,100 minutes included
  • Everything in Pro
  • 20% off premium add-ons
  • Custom AI training
  • Dedicated support
  • Multiple phone numbers
Ultra
₹14,999/ month$180/month
Maximum value for enterprises
  • ₹4/min ($0.04) platform rate - lowest
  • 3,500 minutes included
  • Everything in Max
  • 30% off premium add-ons
  • Dedicated infrastructure
  • 99.9% uptime SLA
  • White-label option
  • Dedicated account manager