Project your Employee Provident Fund corpus at retirement with employee + employer split, EPS carve-out, and annual salary growth.
Total EPF corpus
₹ 2,38,81,502
Employee balance
₹ 1,27,58,161
Total contrib: ₹ 46,48,187
Employer EPF balance
₹ 1,11,23,341
Total contrib: ₹ 42,28,355
EPS contributions
₹ 4,19,832
Pension scheme — separate
Final basic at retirement
₹ 2,65,954
Effective return
8.25%
EPFO-declared rate
EPS contribution is calculated on min(basic+DA, ₹15,000) at 8.33%. EPS balance is not part of the EPF corpus — it provides a separate monthly pension after retirement under the Employees' Pension Scheme. EPF interest is declared annually by EPFO.
12% employee + 12% employer split
EPS contribution carve-out (capped at ₹15K wage)
Annual salary growth
EPFO-declared interest rate
Existing balance carry-forward
See how your EPF corpus will grow over your remaining career.
Demonstrate to employees the long-term value of the company's EPF contribution.
EPF returns are tax-free under EEE. Compare with NPS, PPF.
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