Sukanya Samriddhi Yojana (SSY) Calculator

Project Sukanya Samriddhi Yojana corpus at maturity for your daughter. 15 years of contributions + 6 years of compounding. EEE tax-exempt.

Inputs

%

Result at maturity (age 23)

Maturity value
₹ 71,82,119
After 21 years from account opening
Total contribution
₹ 22,50,000
₹ 1,50,000 × 15 years
Interest earned
₹ 49,32,119
At 8.2% p.a. compound
Balance at year 15
₹ 44,75,989
Last contribution year
Lock-in period
21 years
No partial withdrawals before age 18 (except 50% for higher education / marriage)
Tax benefit
EEE
80C deduction + tax-free interest + tax-free maturity
SSY rate is notified by the Government every quarter. Account can be opened at any post office or authorised bank. Up to two accounts allowed per family (or three if twin girls). 50% partial withdrawal allowed at age 18 for higher education or marriage.

Features

  • 15-year contribution + 6-year compounding model

  • Annual deposit ₹250 to ₹1,50,000

  • Adjustable SSY rate

  • Maturity at age 21

  • EEE tax exemption highlighted

Perfect For

Parents of girls under 10

See SSY maturity value before committing to the full 15-year contribution.

Tax planners under 80C

Compare SSY EEE benefit with PPF, ELSS, NSC for the 80C limit.

Long-term goal planners

SSY is a strong vehicle for daughter's higher education / marriage corpus.

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