Sukanya Samriddhi Yojana (SSY) Calculator

Project Sukanya Samriddhi Yojana corpus at maturity for your daughter. 15 years of contributions + 6 years of compounding. EEE tax-exempt.

Inputs

₹

Result at maturity (age 23)

Maturity value

₹ 71,82,119

After 21 years from account opening

Total contribution

₹ 22,50,000

₹ 1,50,000 × 15 years

Interest earned

₹ 49,32,119

At 8.2% p.a. compound

Balance at year 15

₹ 44,75,989

Last contribution year

Lock-in period

21 years

No partial withdrawals before age 18 (except 50% for higher education / marriage)

Tax benefit

EEE

80C deduction + tax-free interest + tax-free maturity

SSY rate is notified by the Government every quarter. Account can be opened at any post office or authorised bank. Up to two accounts allowed per family (or three if twin girls). 50% partial withdrawal allowed at age 18 for higher education or marriage.

Features

  • 15-year contribution + 6-year compounding model

  • Annual deposit ₹250 to ₹1,50,000

  • Adjustable SSY rate

  • Maturity at age 21

  • EEE tax exemption highlighted

Perfect For

Parents of girls under 10

See SSY maturity value before committing to the full 15-year contribution.

Tax planners under 80C

Compare SSY EEE benefit with PPF, ELSS, NSC for the 80C limit.

Long-term goal planners

SSY is a strong vehicle for daughter's higher education / marriage corpus.