AI voice agents that remind borrowers about pending EMIs in natural Kashmiri. Home loans, vehicle loans, personal loans — all in Kashmiri. RBI compliant.
7M+
Kashmiri Speakers
24/7
Available
<500ms
Response Time
Integrates with the tools you already use
Natural Kashmiri conversations for loan recovery
AI calls borrowers in Kashmiri to remind about pending EMIs with amount and deadline details.
Guide borrowers through payment options in natural Kashmiri — UPI, net banking, auto-debit.
AI negotiates payment plans and handles objections in Kashmiri naturally.
Follows all RBI collection guidelines — polite Kashmiri conversations, appropriate hours.
Borrowers can ask questions in Kashmiri about balances, deadlines, and payment methods.
Track Kashmiri-speaking borrower engagement, payment promises, and collection progress.
Simple setup, immediate results
Import your list of borrowers with pending EMIs — loan amount, EMI due date, overdue days, and contact details via API or CSV.
The AI voice agent calls each borrower in their preferred language, reminds them about the pending EMI, explains the amount, due date, and any late fees.
The agent guides borrowers to payment options — UPI, net banking, auto-debit setup, or nearest branch. Handles objections and negotiates payment plans.
Real-time dashboards showing call outcomes, payment promises, collected amounts, bucket-wise progress, and agent performance metrics.
Real results from EMI collection automation
"AI voice agents remind borrowers about pending EMIs in their local language. Our collection rates improved by 40% in the first quarter itself."
40% Higher Collection
Leading NBFC
Collections Department
"We replaced our manual calling team with AI agents for early-bucket collections. Borrowers appreciate the polite, non-threatening approach."
15x More Calls
Digital Lending Platform
Operations
"The AI handles EMI reminders in 8 languages across India. Our DPD rates dropped significantly since deployment."
30% Lower DPD
Fintech Lender
Technology
Common questions about Kashmiri EMI collection AI
Deploy AI voice agents that speak Kashmiri for your lending portfolio.
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Flexible payment options
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