How is UPI Autopay different from regular UPI?

Regular UPI requires customer to initiate each payment manually with UPI PIN. UPI Autopay (also called UPI Mandate or UPI Recurring) allows pre-authorized automatic debits on a schedule - no customer action needed after initial setup.

What's the maximum amount for UPI Autopay?

Per RBI guidelines, amounts up to Rs 15,000 can be auto-debited without additional authentication. For higher amounts, the customer needs to approve via their UPI app. Our system handles this automatically.

Can customers cancel UPI mandates?

Yes! Customers can cancel mandates anytime through their UPI app or bank. They also receive pre-debit notifications 24 hours before each charge with option to cancel. Full transparency per RBI rules.

What happens if a UPI payment fails?

We automatically retry failed payments with smart timing. If the account has insufficient funds, we wait and retry. We also send notifications to the customer to ensure funds are available. Recovery rate is typically 30%.

Which payment gateways support UPI Autopay?

We support UPI Autopay through Razorpay, Cashfree, and PayU. All three offer native NPCI UPI Autopay integration. You can use your existing gateway.

Is there an additional fee for UPI Autopay?

Payment gateway fees are typically 2% + GST for UPI transactions (same as cards). There's no additional Edesy fee - our pricing is flat with no revenue share.

UPI Autopay for Shopify Subscriptions | Recurring Payments India | Edesy | Edesy

3x

Lower Failures

500M+

UPI Users

RBI

Compliant

No OTP

On Renewals

Why UPI Autopay for Subscriptions?

The future of recurring payments in India

Lower Payment Failures

Card payments fail 10-15% of the time due to expiry, limits, or insufficient funds. UPI Autopay failures are only 3-5% because mandates stay valid and funds are checked differently.

500M+ UPI Users

UPI is India's dominant payment method. Your customers already use GPay, PhonePe, or Paytm daily. No new app or card details needed.

No OTP on Renewals

After initial mandate authorization, recurring charges don't need OTP. Payments auto-debit silently on schedule. No friction, no drop-offs.

RBI Compliant

Full compliance with RBI's recurring payment framework. We handle mandate registration, pre-debit notifications, and amount limits automatically.

How UPI Autopay Works

Simple for you and your customers

1

Customer Subscribes

Customer chooses subscription on your Shopify store and selects UPI as payment method.

2

Mandate Authorization

Customer is redirected to their UPI app (GPay, PhonePe, etc.) to authorize the mandate with UPI PIN.

3

Auto-Debit on Schedule

On billing dates, payment is automatically debited from customer's linked bank account. No OTP needed.

4

Order Created

Shopify order is created automatically. You fulfill and ship. Revenue compounds.

UPI Apps Supported

All major UPI apps work with our autopay

Google Pay

GPay Autopay

PhonePe

PhonePe Autopay

Paytm

Paytm UPI

BHIM

BHIM UPI

Amazon Pay

Amazon UPI

WhatsApp Pay

WA UPI

Bank Apps

SBI, HDFC, ICICI

All UPI Apps

200+ apps

Card Payments vs UPI Autopay

See why Indian businesses are switching to UPI Autopay

Card Subscriptions

Payment Failure Rate

10-15%

Card Expiry Issues

Frequent

OTP Required

Often

Customer Friction

High

Pain Points

Cards expire and need re-entry
Insufficient funds common
Customer needs to remember card details
International cards may not support recurring

UPI Autopay

Payment Failure Rate

3-5%

Mandate Expiry

Never

OTP Required

Never

Customer Friction

Zero

Benefits

Real-time bank account check
No OTP on recurring debits
Customer uses their daily UPI app
Works for all Indian customers

Switch to UPI Autopay in one day

RBI Compliance Built-In

We handle all regulatory requirements automatically

E-Mandate Registration

Proper AFA (Additional Factor Authentication) with UPI PIN during mandate setup. Fully RBI compliant.

Pre-Debit Notifications

Automatic SMS/email 24 hours before each charge. Required by RBI. Customers can cancel if needed.

Amount Limits

Auto-debit up to Rs 15,000 without additional auth. Higher amounts trigger extra authentication. All handled automatically.

UPI Autopay FAQ

Technical questions about UPI subscriptions

Related Resources

Learn more about subscriptions

Razorpay Integration

Deep dive

India Market

Full India features

Reduce Churn

Retention strategies

Pricing

INR plans

Ready to Enable UPI Autopay?

Lower payment failures, happier customers, more revenue. Start with UPI Autopay subscriptions today.

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