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Insurance Use Case

AI Voice Agent for Insurance Quote Generation

Insurance is sold over the phone in India — but human telecallers can only handle 30-40 quotes a day. Voice AI handles 10x that volume: qualifies leads in their language, collects age, sum-assured, smoker status, and health declaration, then generates a real quote during the call.

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10x

Quote Volume

Live

Quote Generation

IRDAI

Compliant

21

Languages

Insurance Categories Covered

Term, health, motor, and SME lines

Term Life Insurance

Collect age, sum-assured needed, smoker status, occupation. Generate quotes from your panel of insurers in real-time

Health Insurance

Family size, age band, pre-existing conditions, sum-insured preference. Compare retail and family floater plans

Motor Insurance

Vehicle type, model, registration year, NCB carry-forward. Comprehensive vs third-party comparison with add-ons

Home Insurance

Property type, sum insured, contents value, locality risk. Walk through coverage gaps in plain language

SME / Shop Insurance

Business turnover, stock value, employee count. Standard fire + burglary + workmen's comp packages

Travel Insurance

Destination, duration, age, pre-existing conditions. Quotes from multiple insurers in a single call

How a Quote Call Flows

From inbound query to delivered quote in 8-10 minutes

Opening + Consent
AI: 'Namaste, this is from Acme Insurance. You'd asked about a term plan. Quick question — am I speaking with the person who'll be the policyholder? Also, this call is recorded for compliance.'
Discovery
AI captures age, occupation, current insurance, family size, dependents. Same info a human telecaller would, but in 3 minutes instead of 8.
Smoker & Health Declaration
AI: 'Are you a tobacco user? Any pre-existing conditions like diabetes, hypertension, heart issues?' Tone-aware, not interrogation-style.
Sum Assured Recommendation
AI: 'Based on your age 34 and income, financial advisors typically suggest 10-15x annual income as cover. Would you like to see options at ₹1cr and ₹1.5cr?'
5
Live Quote Pull
Voice agent calls insurer APIs in real-time. AI: 'I'm pulling quotes from our 6 insurer partners now... For ₹1cr term cover at age 34 non-smoker, you're looking at ₹8,200/year for HDFC Life, ₹7,900 for Max Life...'
6
Quote Delivery
Send quote PDF on WhatsApp during the call. AI confirms receipt: 'You should see the comparison on WhatsApp now. Want me to walk through any of these?'
7
Next Step Booking
AI: 'If you'd like to move forward, I can book a 15-minute slot with our underwriting specialist. Wednesday 4pm or Thursday 11am?'

Why Insurance Brokers Use Voice AI for Quotes

Specific to Indian insurance distribution economics

Handle Inbound Surge

TV ads, Google Ads, Facebook campaigns drive demand in spikes. Voice AI handles 100s of inbound quote requests simultaneously — no IVR menu hell.

Indic Language Coverage

Tier-2/Tier-3 leads expect Hindi, Tamil, Telugu, Marathi, Gujarati. Voice AI runs all 21 languages natively, no human-language pairing needed.

IRDAI-Compliant Recording

Full call recording + transcription auto-stored. Mandatory disclosures (recording notification, policyholder consent) scripted into opening.

Consistent Pitch

No telecaller deviating from approved scripts, mis-quoting features, or skipping disclosures. Every call follows approved playbook.

Qualified Hand-Off

Only qualified leads (correct age, premium budget match, declared health) reach human underwriters. 60-70% of human time saved.

Auto-Filled Lead Records

Discovery answers flow into CRM (Lead Square, Salesforce, Kylas, HubSpot). No manual data-entry, no transcription errors.

Insurance Quote Results

Outcomes from brokers and insurers running voice AI

"We were paying 40 telecallers to handle 1500 daily quote inquiries. Voice agents in Hindi and Tamil handle 4000+ now with the same team focusing on underwriting and closure."

2.6x Inquiry Throughput

Insurance Aggregator

OpsHead

"Quote-to-bind conversion went up because Indic-language leads got served. Earlier our Tamil leads dropped off when transferred to a Hindi-speaking agent. Now they stay on with Tamil voice AI."

Higher South Indian Conversion

Term Insurance Broker

Sales

Insurance Quote FAQ

Common questions from insurance brokers and POSPs

Related Use Cases

Other insurance and BFSI motions

Insurance Renewal

Lead Qualification

KYC Verification

Payment Collection

Simple, Transparent Pricing

AI-powered phone calls from ₹6/min - 60% cheaper than alternatives

Pay As You Go
₹6/ minute + telephony$0.07/min
Start immediately, pay per minute
  • No monthly commitment
  • Standard AI providers included
  • Twilio/Exotel integration
  • Call analytics dashboard
  • 8+ Indian languages
  • 24/7 availability
Get Started
Most Popular
Pro
₹1,499/ month$18/month
For growing businesses
  • ₹5/min ($0.06) platform rate
  • 300 minutes included
  • Everything in Pay As You Go
  • Priority support
  • Advanced analytics
  • Custom phone numbers
  • Webhook integrations
Start Free Trial
Max
₹4,999/ month$60/month
For high-volume operations
  • ₹4.50/min ($0.05) platform rate
  • 1,100 minutes included
  • Everything in Pro
  • 20% off premium add-ons
  • Custom AI training
  • Dedicated support
  • Multiple phone numbers
Ultra
₹14,999/ month$180/month
Maximum value for enterprises
  • ₹4/min ($0.04) platform rate - lowest
  • 3,500 minutes included
  • Everything in Max
  • 30% off premium add-ons
  • Dedicated infrastructure
  • 99.9% uptime SLA
  • White-label option
  • Dedicated account manager

Run Insurance Quote Calls at 10x Human Volume

Free trial includes 10 minutes of live voice agent calls in any of 21 languages.

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Flexible Pricing

Get a Voice AI Setup for Your Insurance Vertical

Every business is unique. Let's discuss your specific needs and create a pricing plan that works for you.

AI Voice Agent - Insurance Quote - Contact Us for Pricing
Get a personalized quote tailored to your business requirements

What You Get

Custom pricing based on your needs

No hidden fees or surprises

Flexible payment options

Volume discounts available

Free consultation & demo

30-day money-back guarantee

Get Your Custom Quote

Our team will get back to you within 24 hours with a personalized pricing proposal

Contact SalesSchedule a Demo

Or reach out directly:

Contact Form+91 9547531359

Trusted by businesses worldwide

No commitment required
Free consultation
Response within 24h

Related Pages

More AI voice agent resources

Related Use Cases

Insurance Renewal Interview Scheduling Ivr Replacement Kyc Verification Lead Qualification Legal Services

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All Use Cases AI Voice Agent Platform Voice ROI Calculator

Hear AI Voice Assistant in Action

Real demo calls showcasing low latency and natural conversations in multiple Indian languages

Hindi + English
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1-2 second response latencyBilingual Hindi + English

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Malayalam
Education

Institute Admission - Malayalam

AI voice agent handling admission inquiries and appointment booking for educational institutes in Malayalam language.

Malayalam language supportEducation sector use case

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Tamil
Education

Institute Admission - Tamil

AI voice agent handling admission inquiries and appointment booking for educational institutes in Tamil language.

Tamil language supportEducation sector use case

Audio player powered by Google Drive

Open in Drive
Assamese
Lead Qualification

Solar Company Lead Qualification - Assamese

AI voice agent qualifying leads for solar installation company in Assamese language. Natural conversation flow with product inquiry handling.

Assamese language supportSolar/renewable energy sector

Audio player powered by Google Drive

Open in Drive
Bengali
Appointment Booking

Hospital Appointment Booking - Bengali

AI voice bot helping patients book hospital appointments in Bengali. Natural conversation with availability checking and confirmation.

Bengali language supportHospital appointment booking

Audio player powered by Google Drive

Open in Drive
Hindi
Appointment Booking

Hospital Appointment Booking - Hindi

AI voice bot helping patients book hospital appointments in Hindi. Handles doctor selection, time slot booking, and confirmation.

Hindi language supportHospital appointment booking

Audio player powered by Google Drive

Open in Drive
Telugu
Appointment Booking

Hospital Appointment Booking - Telugu

AI voice bot helping patients book hospital appointments in Telugu. Natural conversation flow for healthcare scheduling.

Telugu language supportHospital appointment booking

Audio player powered by Google Drive

Open in Drive

Simple, Transparent Pricing

Start from $0.04/min - 60% cheaper than alternatives

Pay As You Go
$0.04/ minute + telephony
Start immediately, pay per minute
  • No monthly commitment
  • Standard AI providers included
  • Twilio/Exotel integration
  • Call analytics dashboard
  • 24+ languages
  • 24/7 availability
Get Started Free
Most Popular
Pro
$49/ month
For growing businesses
  • $0.035/min platform rate
  • 300 minutes included
  • Everything in Pay As You Go
  • Priority support
  • Advanced analytics
  • Custom phone numbers
  • Webhook integrations
Start Free Trial
Max
$149/ month
For high-volume operations
  • $0.03/min platform rate
  • 1,100 minutes included
  • Everything in Pro
  • 20% off premium add-ons
  • Custom AI training
  • Dedicated support
  • Multiple phone numbers

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