Automate unsecured personal loan recovery with intelligent settlement negotiation, credit score impact education, and EMI restructuring offers. Handle high-volume consumer loan portfolios at a fraction of the cost.
36%
Higher Recovery
<500ms
Response Time
₹4
Per Minute
Integrates with the tools you already use
Real demo calls showcasing low latency and natural conversations in multiple Indian languages
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Open in DrivePurpose-built for unsecured personal loan recovery automation
AI-powered settlement discussions within pre-approved ranges for delinquent accounts, with automatic approval workflows for accepted offers
Educate borrowers about the impact of continued delinquency on their credit score and how timely payment or settlement can help rebuild credit
Present EMI restructuring options including tenure extension, reduced payments, and graduated repayment plans for borrowers in financial difficulty
Automated escalation across delinquency stages with increasingly firm messaging and wider settlement parameters at each DPD threshold
Built-in compliance with lending regulations including calling hour restrictions, frequency limits, and proper disclosure requirements
Track recovery rates, settlement ratios, restructuring uptake, and cost per recovery with real-time portfolio performance dashboards
Call Containment
Cost Reduction
Satisfaction Score
Avg Response Time
From setup to live personal loan collection calls
Set up your personal loan collection voice agent with settlement parameters, restructuring rules, and bucket-based escalation workflows
Test with sample delinquency scenarios including settlement negotiations, restructuring discussions, and credit score education
Connect your loan management system and start handling personal loan collection calls with automated negotiation
Real results from personal loan lenders
"The AI handles settlement negotiations within our pre-approved ranges with remarkable consistency. Settlement acceptance rates improved because the AI presents options clearly without pressure."
36% Higher Recovery Rate
Consumer Lending Company
Collections
"Credit score education during collection calls was something our human agents rarely did well. The AI explains the impact clearly, and borrowers are more motivated to resolve their accounts."
25% More Voluntary Payments
Personal Loan NBFC
Risk
"Our personal loan portfolio has millions of small-ticket accounts. The AI makes it economically viable to call every single delinquent account, which was impossible with human agents."
54% Self-Service Resolution
Digital Lending Platform
Operations
From ₹4/min on plans and credit packs, ₹6/min pay as you go. Bring your own AI keys for a platform fee from ₹1/min. New accounts get ₹50 free credit. Prices exclude 18% GST.
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Start with a free trial -- no credit card required. Get your personal loan collection voice agent live in under 10 minutes.
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Open in DriveFrom ₹4/min on plans and credit packs, ₹6/min pay as you go. ₹50 free credit on sign-up.