Gold Loan Collections

AI Voice Agent for Gold Loan Collection

Automate gold loan interest and principal recovery with auction date reminders, real-time gold price tracking, partial release options, and renewal offers. Prevent auctions and retain borrowers through intelligent outreach.

35%

Higher Recovery

<500ms

Response Time

₹4

Per Minute

Integrates with the tools you already use

ShopifyAmazonStripeSlackNotionVercel

Hear AI Voice Assistant in Action

Real demo calls showcasing low latency and natural conversations in multiple Indian languages

Hindi + English
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Gold Loan Collection Capabilities

Purpose-built for gold loan and secured lending recovery

Auction Date Reminders

Proactive auction date warnings with countdown notifications giving borrowers every opportunity to redeem their pledged gold before auction

Gold Price Tracking

Reference current gold prices during calls to help borrowers understand LTV ratios, margin requirements, and optimal redemption or top-up timing

Partial Release Options

Offer partial gold release for borrowers who repay a portion of their loan, incentivizing partial payments and maintaining the lending relationship

Renewal Offers

Present loan renewal options at maturity with updated terms, interest rates, and gold valuation to retain customers and prevent default

LTV Breach Alerts

Notify borrowers when gold price drops cause LTV breaches, requesting additional collateral or partial repayment to maintain loan health

Gold Loan Analytics

Track recovery rates by branch, loan amount, gold weight, LTV ratio, and auction prevention success rates

50%

Call Containment

35%

Cost Reduction

88%

Satisfaction Score

<400ms

Avg Response Time

Get Started in 3 Simple Steps

From setup to live gold loan collection calls

  1. Step 1 of 3: Configure

    Set up your gold loan collection voice agent with auction timelines, LTV thresholds, partial release rules, and renewal parameters

  2. Step 2 of 3: Test

    Test with sample scenarios including interest overdue, auction warnings, LTV breach alerts, and renewal offers

  3. Step 3 of 3: Go Live

    Connect your gold loan management system and start handling collection calls with gold-specific intelligence

What Our Customers Say

Real results from gold loan companies

"Auction rates dropped significantly after deploying the AI for timely auction date reminders. Borrowers who previously ignored manual calls respond well to the systematic AI outreach."

40% Fewer Auctions

Gold Loan NBFC

Collections

"The partial release feature increased partial payments dramatically. Borrowers are motivated to pay when they know they can get some of their gold back immediately."

35% Higher Recovery Rate

Gold Finance Company

Operations

"Renewal conversion through AI calls exceeded our expectations. The AI explains updated terms and gold valuation clearly, making it easy for borrowers to renew rather than default."

50% Higher Renewal Rate

Regional Gold Loan Provider

Branch Operations

Simple, Transparent Pricing

From ₹4/min on plans and credit packs, ₹6/min pay as you go. Bring your own AI keys for a platform fee from ₹1/min. New accounts get ₹50 free credit. Prices exclude 18% GST.

Pay As You Go
₹6/ minute + telephony
Start immediately, pay per minute
  • No monthly commitment
  • Standard AI providers included
  • Twilio, Exotel, Plivo, Vobiz or SIP trunk
  • Call analytics dashboard
  • 75+ languages, 14 Indian
  • ₹50 free credit on sign-up
Get Started
Most Popular
Pro
₹1,499/ month
For growing businesses
  • ₹5/min platform rate
  • 300 minutes included
  • Unlimited agents
  • API access
  • Webhook integrations
  • Up to 5 phone numbers
Get Started
Max
₹4,999/ month
For high-volume operations
  • ₹4.50/min platform rate
  • 1,100 minutes included
  • Everything in Pro
  • 20% off premium add-ons
  • Up to 15 phone numbers
Ultra
₹14,999/ month
Maximum value for enterprises
  • ₹4/min platform rate, the lowest
  • 3,500 minutes included
  • Everything in Max
  • 30% off premium add-ons
  • Up to 50 phone numbers
  • SLA available
Bring Your Own Keys
₹1/ minute + your AI & telephonyplatform fee, all your own keys
Use your own STT, LLM & TTS keys
  • ₹1/min with all your own keys, ₹1.20 with some
  • Bring your own OpenAI, Gemini, Deepgram, ElevenLabs, Sarvam or Cartesia keys
  • Pay AI providers directly at your own rates
  • Up to 10 Google AI Studio keys in a pool
  • Best for high volume
See BYOK Pricing

Frequently Asked Questions

Explore More

Discover related debt collection solutions

Ready to automate gold loan collection?

Start with a free trial -- no credit card required. Get your gold loan collection voice agent live in under 10 minutes.

Hear AI Voice Assistant in Action

Real demo calls showcasing low latency and natural conversations in multiple Indian languages

Hindi + English
Lead Qualification

B2B Lead Qualification - Flipkart Gift

AI voice agent qualifying B2B leads for corporate gifting. Ultra-low latency with 1-2 second response time. Bilingual conversation in Hindi and English.

1-2 second response latencyBilingual Hindi + English

Audio player powered by Google Drive

Open in Drive
Malayalam
Education

Institute Admission - Malayalam

AI voice agent handling admission inquiries and appointment booking for educational institutes in Malayalam language.

Malayalam language supportEducation sector use case

Audio player powered by Google Drive

Open in Drive
Tamil
Education

Institute Admission - Tamil

AI voice agent handling admission inquiries and appointment booking for educational institutes in Tamil language.

Tamil language supportEducation sector use case

Audio player powered by Google Drive

Open in Drive
Assamese
Lead Qualification

Solar Company Lead Qualification - Assamese

AI voice agent qualifying leads for solar installation company in Assamese language. Natural conversation flow with product inquiry handling.

Assamese language supportSolar/renewable energy sector

Audio player powered by Google Drive

Open in Drive
Bengali
Appointment Booking

Hospital Appointment Booking - Bengali

AI voice bot helping patients book hospital appointments in Bengali. Natural conversation with availability checking and confirmation.

Bengali language supportHospital appointment booking

Audio player powered by Google Drive

Open in Drive
Hindi
Appointment Booking

Hospital Appointment Booking - Hindi

AI voice bot helping patients book hospital appointments in Hindi. Handles doctor selection, time slot booking, and confirmation.

Hindi language supportHospital appointment booking

Audio player powered by Google Drive

Open in Drive
Telugu
Appointment Booking

Hospital Appointment Booking - Telugu

AI voice bot helping patients book hospital appointments in Telugu. Natural conversation flow for healthcare scheduling.

Telugu language supportHospital appointment booking

Audio player powered by Google Drive

Open in Drive

Simple, Transparent Pricing

From ₹4/min on plans and credit packs, ₹6/min pay as you go. ₹50 free credit on sign-up.

Pay As You Go
₹6/ minute + telephony
Start immediately, pay per minute
  • No monthly commitment
  • Standard AI providers included
  • Twilio, Exotel, Plivo, Vobiz or SIP trunk
  • Call analytics dashboard
  • 75+ languages, 14 Indian
  • ₹50 free credit on sign-up
Get Started
Most Popular
Pro
₹1,499/ month
For growing businesses
  • ₹5/min platform rate
  • 300 minutes included
  • Unlimited agents
  • API access
  • Webhook integrations
  • Up to 5 phone numbers
Get Started
Max
₹4,999/ month
For high-volume operations
  • ₹4.50/min platform rate
  • 1,100 minutes included
  • Everything in Pro
  • 20% off premium add-ons
  • Up to 15 phone numbers
Ultra
₹14,999/ month
Maximum value for enterprises
  • ₹4/min platform rate, the lowest
  • 3,500 minutes included
  • Everything in Max
  • 30% off premium add-ons
  • Up to 50 phone numbers
  • SLA available