Compliance

FDCPA-Compliant AI Debt Collection

AI collection calls that follow every FDCPA requirement automatically. Mini-Miranda warnings, validation notices, and consumer rights protected.

Integrates with the tools you already use

ShopifyAmazonStripeSlackNotionVercel

FDCPA Compliance Features

Every FDCPA rule, enforced

Mini-Miranda Warning

Automatic Mini-Miranda disclosure at the start of every collection call.

Validation Notices

Debt validation notices sent within 5 days as required by FDCPA.

Calling Restrictions

No calls before 8 AM or after 9 PM in the consumer's timezone.

Prohibited Conduct

AI cannot engage in harassment, make false representations, or use unfair practices.

Cease & Desist

Honor cease-and-desist requests immediately and update all call lists.

Dispute Handling

Proper dispute acknowledgment and verification process per FDCPA Section 809.

How FDCPA Compliance Works

Automated US compliance

FDCPA Rules Active
All FDCPA requirements pre-configured and enforced on every US collection call.
Auto Disclosures
Mini-Miranda and caller identification delivered automatically at call start.
Consumer Protection
Dispute rights, cease-and-desist, and validation handled per FDCPA.
Compliance Records
Complete audit trail for CFPB examination and legal defense.

FDCPA Results

"FDCPA lawsuits are our biggest risk. With AI collection, every call is perfectly compliant. Legal exposure has dropped to near zero."

James Mitchell

"The CFPB examination went flawlessly. Every call record had proper Mini-Miranda, validation notices, and compliance documentation."

Lisa Chen

FDCPA FAQ

Explore More

FDCPA-Compliant Collection

Eliminate compliance risk with AI that follows every FDCPA requirement.