AI negotiates flexible payment plans with debtors empathetically. Offer installments, set up auto-pay, and recover more with intelligent negotiation.
Integrates with the tools you already use
Smart payment recovery
Offer 2-12 month installment plans based on outstanding amount and debtor capacity.
AI calculates optimal payment plans balancing recovery speed and debtor affordability.
Set up recurring auto-debit during the call for consistent payment collection.
AI uses empathetic language that acknowledges financial difficulty while encouraging payment.
Record verbal payment plan agreements with proper consent for legal compliance.
Track payment plan acceptance rates, adherence, and total recovery by plan type.
From overdue to payment plan
"Payment plan acceptance rates improved by 45% with AI negotiation. The empathetic approach works much better than aggressive manual calling."
Vivek Sharma
"Auto-pay setup during the call means 85% of agreed payment plans actually get followed through. Manual processes had only 50% adherence."
Sujata Reddy
Empathetic AI that negotiates payment plans and improves recovery rates.