Reduce EMI defaults with intelligent voice reminders. AI agents call borrowers before due dates, send payment links, handle queries about amounts and dates, and offer flexible options for those facing difficulty.
Lower Delinquency
On-Time Payments
Before Due Date
Cost Savings
Configurable reminder cadence: 7 days before, 3 days before, due date, and post-due follow-ups
Send instant payment links via SMS during the call for one-tap EMI payment completion
Provide exact EMI amount, due date, outstanding balance, and remaining tenure during the conversation
Offer restructuring, partial payment, or date extension options for borrowers facing genuine difficulty
Communicate in Hindi, Tamil, Telugu, Kannada, and other regional languages for wider reach
Follow RBI guidelines for collection communication timing, frequency, and language requirements
Due Date Trigger
System identifies upcoming EMI due dates from your LMS
AI Calls Borrower
Personalized reminder with EMI amount and payment details
Handle Response
Send payment link, offer options, or note promise-to-pay
Track & Escalate
Log outcomes and escalate overdue accounts as needed
"Our delinquency rate dropped from 18% to 12% within two months of deploying AI EMI reminders. The cost per collection touch went down 65% compared to our manual calling team."
33% Lower Delinquency
NBFC
VP Collections
"Vernacular calling was the breakthrough. When we started calling rural borrowers in their local language, promise-to-pay rates jumped from 35% to 68%."
68% Promise-to-Pay Rate
Microfinance Institution
COO
AI-powered phone calls from ₹6/min - 60% cheaper than alternatives
Every business is unique. Let's discuss your specific needs and create a pricing plan that works for you.
Custom pricing based on your needs
No hidden fees or surprises
Flexible payment options
Volume discounts available
Free consultation & demo
30-day money-back guarantee
Our team will get back to you within 24 hours with a personalized pricing proposal
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Trusted by businesses worldwide
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