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Debt Collection

AI Recovery Agent Voice Bot

Automate payment collection in 10+ Indian languages. RBI-compliant, empathetic AI that improves recovery rates while reducing costs by 60%.

View All Languages
100K+

Calls Per Day

60%

Cost Reduction

+40%

Recovery Rate

100%

RBI Compliant

Trusted by businesses worldwide

ShopifyAmazonStripeSlackNotionVercel

Collection AI Capabilities

Enterprise-grade debt recovery automation

100K+ Collection Calls/Day

Handle massive collection volumes. Scale during month-end without adding headcount.

10+ Indian Languages

Native support for Hindi, Marathi, Tamil, Telugu, Bengali, Gujarati, Kannada, Malayalam, Punjabi, Odia.

RBI Compliant

Scripts follow RBI Fair Practices Code. Proper timing (8AM-7PM), respectful language, no threats.

Payment Processing

Send payment links via SMS/WhatsApp during calls. Process UPI, cards, netbanking in real-time.

Empathetic AI

Professional yet understanding tone. Maintains borrower dignity while ensuring effective collection.

Real-time Analytics

Track recovery rates, PTP conversion, and collection efficiency by DPD bucket and segment.

Choose Your Language

AI recovery agents that speak native Indian languages with empathetic, compliant communication.

Hindiहिन्दी
600+ million speakers
India, North India, Hindi Belt
View Hindi Recovery AI
Marathiमराठी
95+ million speakers
Maharashtra, Mumbai, Pune, Goa
View Marathi Recovery AI
Tamilதமிழ்
85+ million speakers
Tamil Nadu, Chennai, Sri Lanka, Singapore
View Tamil Recovery AI
Teluguతెలుగు
96+ million speakers
Andhra Pradesh, Telangana, South India
View Telugu Recovery AI
Bengaliবাংলা
270+ million speakers
West Bengal, Bangladesh, Tripura
View Bengali Recovery AI
Gujaratiગુજરાતી
60+ million speakers
Gujarat, Ahmedabad, Mumbai, Global diaspora
View Gujarati Recovery AI
Kannadaಕನ್ನಡ
50+ million speakers
Karnataka, Bangalore, South India
View Kannada Recovery AI
Malayalamമലയാളം
40+ million speakers
Kerala, Gulf NRI community
View Malayalam Recovery AI
Punjabiਪੰਜਾਬੀ
125+ million speakers
Punjab, Canada, UK, Global diaspora
View Punjabi Recovery AI
Odiaଓଡ଼ିଆ
40+ million speakers
Odisha, Eastern India
View Odia Recovery AI

Why AI Collection Works

Better recovery, full compliance, lower cost

Higher Recovery Rates

  • +40% Recovery

    vs. manual calling

  • 100K+ Calls/Day

    Massive capacity

  • Instant Payment

    In-call processing

  • PTP Tracking

    Promise follow-up

Compliance & Cost

  • RBI Compliant

    Fair Practices Code

  • 60% Cost Savings

    vs. call center

  • No Escalations

    Respectful AI

  • Audit Ready

    Full recordings

Looking for End-to-End NBFC Collections?

For NBFCs seeking a complete collections calling automation platform with CBS integration, bucket-wise strategies, and RBI compliance built-in, explore our dedicated NBFC solution.

NBFC Collections Platform

How AI Collection Works

From overdue to recovered

1

Sync Overdue List

From your LMS/CRM

2

AI Calls Borrowers

Empathetic conversations

3

Processes Payment

UPI/Card in-call

4

Updates System

Real-time sync

Industries We Serve

AI collection for every lending segment

NBFCs

Personal loans, LAP, business loans

Banks

Credit cards, retail loans

Fintechs

BNPL, digital lending

Microfinance

MFI, group loans

Vehicle Finance

Two-wheeler, car loans

Gold Loans

Interest, principal recovery

Insurance

Premium reminders

B2B Credit

Invoice collection

Recovery Agent FAQ

Common questions about AI debt collection

Is the AI compliant with RBI collection guidelines?

Yes, our AI strictly follows RBI's Fair Practices Code. It only calls during permitted hours (8 AM - 7 PM), uses respectful language, never threatens, and provides clear payment options. All scripts are compliance-reviewed.

How does it handle difficult or hostile borrowers?

The AI maintains professional composure regardless of borrower response. It acknowledges difficulties, offers payment options, and never escalates. For hostile calls, it gracefully ends and flags for human review.

Can it process payments during the call?

Yes, the AI sends payment links via SMS/WhatsApp during the call, guides UPI payments, and confirms completion in real-time. Integrates with your payment gateway for instant reconciliation.

Which loan types does it support?

All loan types - personal loans, credit cards, BNPL, vehicle finance, gold loans, microfinance, insurance premiums, and B2B invoice collection. We customize scripts for each product.

Does it integrate with our LMS (Loan Management System)?

Yes, we integrate with major LMS platforms and custom systems via API. Borrower data syncs automatically, and call outcomes update your system in real-time.

How does it handle promise-to-pay (PTP)?

When borrowers commit to pay by a date, the AI records the PTP, sends confirmation, and automatically follows up if payment isn't received. PTP conversion tracking is available in the dashboard.

Explore Other Use Cases

AI Voice Assistant works across many scenarios

Sales Agent Payment Reminders Customer Surveys All Use Cases

Ready to Improve Collections?

Get a personalized demo of AI recovery automation. See how compliant, empathetic AI improves recovery rates.

View Pricing

Hear AI Voice Assistant in Action

Real demo calls showcasing low latency and natural conversations in multiple Indian languages

Hindi + English
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Tamil
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Hindi
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Hindi language supportHospital appointment booking

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Telugu
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Telugu language supportHospital appointment booking

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Simple, Transparent Pricing

Best AI voice agent pricing worldwide - from ₹4/min ($0.04) | 40% more affordable than US alternatives

Pay As You Go
₹6/ minute + telephony$0.07/min
Start immediately, pay per minute
  • No monthly commitment
  • Standard AI providers included
  • Twilio/Exotel integration
  • Call analytics dashboard
  • 8+ Indian languages
  • 24/7 availability
Get Started
Most Popular
Pro
₹1,499/ month$18/month
For growing businesses
  • ₹5/min ($0.06) platform rate
  • 300 minutes included
  • Everything in Pay As You Go
  • Priority support
  • Advanced analytics
  • Custom phone numbers
  • Webhook integrations
Start Free Trial
Max
₹4,999/ month$60/month
For high-volume operations
  • ₹4.50/min ($0.05) platform rate
  • 1,100 minutes included
  • Everything in Pro
  • 20% off premium add-ons
  • Custom AI training
  • Dedicated support
  • Multiple phone numbers
Ultra
₹14,999/ month$180/month
Maximum value for enterprises
  • ₹4/min ($0.04) platform rate - lowest
  • 3,500 minutes included
  • Everything in Max
  • 30% off premium add-ons
  • Dedicated infrastructure
  • 99.9% uptime SLA
  • White-label option
  • Dedicated account manager

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  • AI Voice Assistant
  • WhatsApp Voice AI
  • WhatsApp Bot Builder
  • AI Website Chatbot
  • AI-SDR
  • Number Masking
  • Shopify Apps
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  • For E-commerce
  • For Healthcare
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  • For Restaurants
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  • Shopify Development
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  • WhatsApp API Integration
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  • API Reference
  • Number Masking API Docs
  • Blog
  • Changelog
  • Book a Demo
  • About Us
  • Contact
  • Careers
  • Privacy Policy
  • Terms of Service

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