Automate payment collection in 10+ Indian languages. RBI-compliant, empathetic AI that improves recovery rates while reducing costs by 60%.
Calls Per Day
Cost Reduction
Recovery Rate
RBI Compliant
Trusted by businesses worldwide
Enterprise-grade debt recovery automation
Handle massive collection volumes. Scale during month-end without adding headcount.
Native support for Hindi, Marathi, Tamil, Telugu, Bengali, Gujarati, Kannada, Malayalam, Punjabi, Odia.
Scripts follow RBI Fair Practices Code. Proper timing (8AM-7PM), respectful language, no threats.
Send payment links via SMS/WhatsApp during calls. Process UPI, cards, netbanking in real-time.
Professional yet understanding tone. Maintains borrower dignity while ensuring effective collection.
Track recovery rates, PTP conversion, and collection efficiency by DPD bucket and segment.
AI recovery agents that speak native Indian languages with empathetic, compliant communication.
Better recovery, full compliance, lower cost
+40% Recovery
vs. manual calling
100K+ Calls/Day
Massive capacity
Instant Payment
In-call processing
PTP Tracking
Promise follow-up
RBI Compliant
Fair Practices Code
60% Cost Savings
vs. call center
No Escalations
Respectful AI
Audit Ready
Full recordings
From overdue to recovered
Sync Overdue List
From your LMS/CRM
AI Calls Borrowers
Empathetic conversations
Processes Payment
UPI/Card in-call
Updates System
Real-time sync
AI collection for every lending segment
NBFCs
Personal loans, LAP, business loans
Banks
Credit cards, retail loans
Fintechs
BNPL, digital lending
Microfinance
MFI, group loans
Vehicle Finance
Two-wheeler, car loans
Gold Loans
Interest, principal recovery
Insurance
Premium reminders
B2B Credit
Invoice collection
Common questions about AI debt collection
Yes, our AI strictly follows RBI's Fair Practices Code. It only calls during permitted hours (8 AM - 7 PM), uses respectful language, never threatens, and provides clear payment options. All scripts are compliance-reviewed.
The AI maintains professional composure regardless of borrower response. It acknowledges difficulties, offers payment options, and never escalates. For hostile calls, it gracefully ends and flags for human review.
Yes, the AI sends payment links via SMS/WhatsApp during the call, guides UPI payments, and confirms completion in real-time. Integrates with your payment gateway for instant reconciliation.
All loan types - personal loans, credit cards, BNPL, vehicle finance, gold loans, microfinance, insurance premiums, and B2B invoice collection. We customize scripts for each product.
Yes, we integrate with major LMS platforms and custom systems via API. Borrower data syncs automatically, and call outcomes update your system in real-time.
When borrowers commit to pay by a date, the AI records the PTP, sends confirmation, and automatically follows up if payment isn't received. PTP conversion tracking is available in the dashboard.
AI Voice Assistant works across many scenarios
Get a personalized demo of AI recovery automation. See how compliant, empathetic AI improves recovery rates.
Real demo calls showcasing low latency and natural conversations in multiple Indian languages
AI voice agent qualifying B2B leads for corporate gifting. Ultra-low latency with 1-2 second response time. Bilingual conversation in Hindi and English.
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Open in Drive60% cheaper than Retell AI & Vapi - start from ₹6/min